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Payment Orchestration Platform

Payments
without limits.

Connect multiple payment providers through one API, intelligently route every transaction and build a payment infrastructure designed to scale.

txn_8F2K…91 · €249.00● ROUTING…
CustomerCheckoutPlumPayPSP Atrying…PSP BstandbyPSP Cstandby
+12%
approval rate
38ms
routing time
99.99%
uptime
VISAMastercardApple PayGoogle PaySEPAPIXOpen BankingKlarnaiDEALBLIKUPIAlipayPayPalTrustlyVISAMastercardApple PayGoogle PaySEPAPIXOpen BankingKlarnaiDEALBLIKUPIAlipayPayPalTrustly

Payment orchestration

Instead of integrating 10 providers — integrate once.

One integration gives your business access to multiple PSPs, acquirers, payment methods and markets — while our orchestration engine optimises every transaction.

01
Merchant
02
PlumPay
03
Routing engine
04
PSPs · APMs · Banks
05
Card schemes
06
Customer bank

Platform

One control center for every payment.

01

Smart Routing

Route each transaction by BIN, country, currency, cost and real-time approval rates.

02

Payment Cascading

Soft decline at PSP A? We retry instantly through PSP B or C — invisibly to the customer.

03

PSP Connectivity

Plug in new acquirers and providers without writing a single line of new code.

04

Real-time Analytics

Approval rates, decline reasons and costs per provider in one live dashboard.

05

Reconciliation

Automated matching of transactions, settlements and fees across every provider.

06

Fraud & Risk

Rules, 3DS orchestration and risk scoring applied before routing decisions.

07

Chargeback Management

Centralised disputes, evidence and alerts across all PSPs.

08

Tokenization

Network and vault tokens that stay portable between providers.

09

White Label

Your payment platform. Your brand. Offer orchestration to your own merchants.

Why orchestration

Less payment complexity. More payment control.

WITHOUT ORCHESTRATION

  • ✕  Separate integration for every PSP
  • ✕  Single point of failure
  • ✕  Lost revenue on soft declines
  • ✕  Fragmented reporting & reconciliation

WITH ROUTERA

  • ✓  One API for every provider
  • ✓  Automatic failover & cascading
  • ✓  Higher approval rates, lower costs
  • ✓  One dashboard, one reconciliation

Global payments

300+ payment methods. 150+ countries.

VISAMastercardApple PayGoogle PaySEPAPIXOpen BankingKlarnaiDEALBLIKUPIAlipayPayPalTrustly

Industries

Built for high-volume online businesses.

E-commerce
SaaS & subscriptions
Marketplaces
Travel
Gaming
Fintech
Digital goods
PSPs & ISOs

Developer-first

One REST API. Every provider behind it.

POST /v1/payments
{
  "amount": 24900,
  "currency": "EUR",
  "method": "card",
  "routing": "smart",
  "cascade": ["psp_a", "psp_b", "psp_c"]
}

→ 200 OK  status: "approved"  via: "psp_c"
01

Connect

Integrate the API or hosted checkout once.

02

Configure

Add PSPs and set routing rules in the dashboard.

03

Test

Full sandbox with simulated providers.

04

Go live

Typical integration in 2–4 weeks.

05

Optimise

Routing engine learns from every transaction.

Security & compliance

Bank-grade by default.

PCI DSS
Level 1 certified
3DS 2.x
Orchestrated SCA
GDPR
EU data residency
99.99%
Uptime SLA

FAQ

Questions, answered.

Can the platform work with high-volume merchants?+

Yes. The infrastructure is built for millions of transactions per day with horizontal scaling.

How long does integration take?+

Most merchants go live in 2–4 weeks with a single API integration.

Do you provide a sandbox?+

Yes — a full sandbox with simulated PSPs, declines and webhooks.

Can I use your platform as a white-label solution?+

Yes. Custom branding, domains and merchant management are available.

How does reconciliation work?+

Settlements and fees from every provider are matched automatically against transactions.

How do you handle security?+

PCI DSS Level 1, tokenization, encryption at rest and in transit, and 3DS orchestration.

Build a better payment stack.

One integration. Multiple providers. Complete payment control.